Australia's rental income advance platform

Your rent,
paid today.

Your rental income is already earned. It is just waiting. Unloft pays it to you now so you can renovate, reinvest, or get ahead. Not a loan.

Check my eligibility How it works
💸
Just accessed upfront
$10,000
🏠
Deposit secured
Next property
Approval time
Same day
📈
Reno funded
+$150/wk rent
$100KMax per property
48hrCash in account
0%Credit impact
2.8MProperties in network
Works with your property manager's platform
Property Tree
MRI Software
Workspo Network

Your rent,
put to work.

Access up to 2 years of rental income as a lump sum today and use it however you choose.

🔨

Renovate and raise the rent

A kitchen upgrade. New flooring. Fresh bathrooms. Improvements that lift your rental yield and property value, funded before you even collect the rent.

Up to $200/wk rent increase
🏠

Get your next deposit ready

Building a portfolio takes momentum. Access your rental income upfront to put a deposit on your next investment without touching savings or waiting on the bank.

No new mortgage
📈

Put idle money to work

Shares, ETFs, a business opportunity. Capital sitting in your future rent is not earning anything. Access it now and invest it where it can actually grow.

Up to 2 years upfront

Three steps.
That's all.

01

Tell us about your property

Enter your weekly rent and a few basic property details. No bank statements. No income proof. We assess the property, not you.

3 minutes
02

Get approved and funded

Most approvals land the same day. Cash hits your account within 48 hours of signing. No waiting rooms. No branch visits.

48hr funds
03

Rent pays it back automatically

Your property manager splits the rent each month. A portion comes to Unloft, the rest lands in your account as usual. Your tenant notices nothing.

Fully automatic
Rental income advance Active
You could access
$33,800
Based on $650/wk rent, 12 month term
Monthly to Unloft
$2,817
You keep
$1,000

How we compare

UnloftBest
Bank refinance
Personal loan
Impacts your credit score
Never
Yes
Yes
Income verification required
No
Yes
Yes
Time to access funds
48 hours
Months
Weeks
Monthly repayments from pocket
None
Yes
Yes
Changes your existing mortgage
No
Yes
No
Repaid how
From rent
Repayments
Repayments
★★★★★
"I renovated, raised the rent by $180 a week, and never went near a bank. Unloft made it simple."
M
Michael T.
Australian landlord, Brisbane QLD

See what you could access.

Whether you need $5K for a freshen up or $100K to scale your portfolio, the numbers are right here.

Tell us how much rent you bring in and how much you need upfront. Whether it is a renovation, a deposit, or something else entirely, we will show you exactly what it costs.

How much do you need upfront?
$2.5K to $5K
Freshen up, small fixes, deposits
$5K to $10K
Bigger upgrade or partial deposit
$10K plus
Full project, next property, invest
Your weekly rent
$550 / week
Amount you need upfront
$7,500
Your advance tier
$5K to $10K
Amount needed$7,500
Setup fee$800 one-time
Ongoing feesNone
Max repayment term6 months
Est. monthly from rent$2,383 / mo
At this rent level your property generates enough each month to cover this comfortably within the term.

Enter your weekly rent and estimated property equity. We'll show you how much you could access and what your repayment split looks like.

Weekly rent
$650 / week
Estimated property equity
$350,000
Preferred advance term
🏦
Not a loan, ever
Does not appear on your credit file or affect your borrowing capacity.
🔁
Repaid through rent automatically
Your PM handles the split each month. No direct debits.
📋
No income verification
We assess the property, not you. No payslips or tax returns.
You could access up to
$67,600
Based on $650/wk rent, 24 month term
Based on your numbers, you look eligible. Get a no-obligation quote with zero credit impact.
Monthly rent$2,817
Your monthly portion$705
Setup fee (one-time)$800
Term24 months

Zero credit impact. No obligation.

Your rent is already
earned.

Stop waiting for it. Access it today.

Check my eligibility Talk to us

No credit check. No obligation. Takes 3 minutes.